applicatons
Let's get started on finding the mortgage solution that best fits your financial goals:
APPLY NOW for a mortgage preapproval or a loan to buy or refinance your property.
Download a mortgage application and then return it by mail or fax.
More information about applying for a loan:
What to Expect When You Apply
You may be asked to provide information about the following:
- Home address(es) for the previous two years
- Your social security number(s)
- Employment information for the previous two years including employer name, address and phone number
- Income information for up to 3 years including salary, overtime, bonuses, commissions, dividends, interest, retirement, social security, permanent disability and any other source of ongoing income.
- Liquid assets including bank name, account type, balance, and source of down payment
- Other assets including the value of bonds, stocks, life insurance, retirement funds, jewelry, automobiles, etc.
- Liabilities including creditor names and outstanding balances for all debts including notes payable, 401(k) loans, life insurance loans, stock pledges, alimony, child support, co-sign loans, credit union loans, and other liabilities
- Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues.
Depending on how you choose to apply, here's how you can expect to complete the process.
Applying over the phone or in person allows me to walk you through the application and take down your answers.
Downloading the application enables you to collect your information at your convenience.
Once a completed application is submitted, a loan decision generally will be made within 30 business days.
If you still have questions about what to expect when applying for your loan, please contact me to walk you through the process and provide further information on what you can expect each step of the way. Our Mortgage Checklist shows the information you'll want to have handy as you fill out a mortgage application.
Downlaod Mortgage Checklist – PDF