Humboldt Mortgage Company


2037 Harrison Avenue
Eureka, CA. 95501

Humboldt Mortgage Company Office

Our History

Humboldt Mortgage Company is the oldest mortgage company in northern California. Bob Lawton, owner and broker, has been manager and primary loan officer since 1983 and purchased the firm in 1997. We have been located at the same location for over 50 years, 2037 Harrison Avenue Eureka, CA 95501, next to Stars restaurant.


Humboldt Mortgage Company has been providing quality loans with competitive prices for over 50 years.


Humboldt Mortgage Company started in Eureka, CA in 1964 at the same location it currently resides – the Hospital District. We were started by a group of local business people that wanted to bring quality financing to this great community. One of those people was William “Bill” Greenwood, who eventually bought out his partners. Bill ran the business for years, along with Greenwood Realty.


In 1985, Robert J Lawton came aboard as manager. He comes from a general building contractor background and did real estate development of buying and fixing, along with buying land to build new structures which allows a business relationship that helped many. Upon Bill’s demise, Bob bought the business and continues to provide quality financing.

Meet Our Staff

Fatima Naylor headshot

Fatima Naylor

Manager/Mortgage Loan Originator
I was born and raised in Humboldt County. I graduated Humboldt State University with a degree in Psychology with a minor in Criminology in 2004. I worked for a local title company for 23 years and from that experience I was able to make numerous friends and contacts in the real estate field. Moving to Humboldt Mortgage Company felt natural to me as I am driven by customer service and helping others with such a momentous financial occasion. In my spare time, I enjoy reading and staying active with Pilates. I currently reside in Eureka with my husband and two amazing boys.

Robert J Lawton headshot

Robert J Lawton

Owner/Real Estate Broker
Humboldt Mortgage is the oldest mortgage company in northern California and has been in the same location (by Stars in Eureka) for over 50 years. Robert J Lawton, owner, has been with the firm for over 30 years, bringing his community involvement as a past general building contractor and developer. He is a long standing board member of many housing boards, hosts a 35 year weekly poker game, and dances around this wonderful and beautiful county. The pleasure of having the most lenders and loans for business owners, first time home buyers, and people that have challenges with the type of property, income claimed, and credit keeps him shouting. Anyone can get a loan. BRE: #01144618 NMLS: #32396