Humboldt Mortgage Company

Main Number: (707) 445-3027


2037 Harrison Avenue
Eureka, CA. 95501


Our History

Humboldt Mortgage Company is the oldest mortgage company in northern California. Bob Lawton, owner and broker, has been manager and primary loan officer since 1983 and purchased the firm in 1997. We have been located at the same location for over 50 years, 2037 Harrison Avenue Eureka, CA 95501, next to Stars restaurant.

Humboldt Mortgage Company has been providing quality loans with competitive prices for over 50 years.

Humboldt Mortgage Company started in Eureka, CA in 1964 at the same location it currently resides – the Hospital District. We were started by a group of local business people that wanted to bring quality financing to this great community. One of those people was William “Bill” Greenwood, who eventually bought out his partners. Bill ran the business for years, along with Greenwood Realty.

In 1985, Robert J Lawton came aboard as manager. He comes from a general building contractor background and did real estate development of buying and fixing, along with buying land to build new structures which allows a business relationship that helped many. Upon Bill’s demise, Bob bought the business and continues to provide quality financing.

Meet Our Staff


Robert J Lawton

General Loan Manager/Owner/Real Estate Broker
Humboldt Mortgage is the oldest mortgage company in northern California and has been in the same location (by Stars in Eureka) for over 50 years. Robert J Lawton, owner, has been with the firm for over 30 years, bringing his community involvement as a past general building contractor and developer. He is a long standing board member of many housing boards, hosts a 35 year weekly poker game, and dances around this wonderful and beautiful county. The pleasure of having the most lenders and loans for business owners, first time home buyers, and people that have challenges with the type of property, income claimed, and credit keeps him shouting. Anyone can get a loan. BRE: #01144618 NMLS: #32396

Vonnie Carter

Loan Processor
I have lived and been in the financial, lending industry locally for 25+ years. In my time away from the job, I enjoy all types of crafts, am a member of the Redwood Decorative Artists as well as serving on the Fortuna Redwood AutoXpo Committee. I especially enjoy spending as much time as I can with my kids, grand-kids, and great grandchild. Job Description: Responsible for gathering, reviewing and organizing financial, personal and employment information from client and related outside sources to ensure documentation is complete and correct before submitting loan packages for underwriting and approval. The processor is the go between for broker, client, and underwriter.