Welcome to Humboldt Mortgage Company!

Humboldt Mortgage Company is the oldest mortgage company in northern California. Bob Lawton, owner and broker, has been manager and primary loan officer since 1983 and purchased the firm in 1997. We have been located at the same location for over 50 years, 2037 Harrison Avenue Eureka, CA 95501, next to Stars restaurant.

Start your home loan process here!

We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Eureka area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

What are your goals? We are committed to helping you reach them.

Benicia Home
  • Homebuyers

    We will help you find the right financing solutions to meet your needs.

  • Today's Rates

    Evaluate the current market conditions to determine if it is a favorable time to purchase or refinance.

  • Refinance

    We can help you lower your interest rate and lower your monthly payment.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

The Humboldt Mortgage team specializes in the following California Mortgage Loans:

  • Conventional Loans
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  • Private Loans
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  • Refinance Loans
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  • Commercial Loans
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  • Jumbo Loans
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  • Reverse Mortgage Loans
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  • FHA Loans
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  • Non-QM Loans
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  • VA Loans
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  • School Teacher Down Payment Assistant Programs
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  • USDA Loans
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  • Physician Mortgage Loans

We love our clients, our clients love us too!

  • Working with Fatima, Erik, and Maxwell was wonderful. They helped my clients get the best possible rate for their very first home. They were extremely professional, very informative and the... read more

    Mitchell Monge Avatar Mitchell Monge

    Extremely courteous, friendly and helpful. Fatima and Erik kept me advised of the process and progress of my loan application. I highly recommend Humboldt Mortgage Company.

    Mike Avatar Mike

    I recently purchased a house through Humboldt Mortgage with Fatima as my agent, and I couldn't be happier with the experience. Fatima was incredibly knowledgeable, patient, and supportive throughout the... read more

    Gabriel Dutra Ramos Avatar Gabriel Dutra Ramos

    I had an excellent experience with the team at Humboldt Mortgage. They took all of the complication out of the process. I found the property I wanted, and we closed... read more

    Edward Weaver Avatar Edward Weaver
  • My partner and I are first time homebuyers and couldn’t have asked for a better support system! Fatima and Erik were there every step of the way, answered every question... read more

    Linaya Dinoto Avatar Linaya Dinoto

    I recently refinanced my home loan with Fatima. She made it so easy, answered all my questions & was always a step ahead of everything. Start to finish I am... read more

    Lauren Pottker Avatar Lauren Pottker

    The services provided by humboldt mortgage company was certainly more than I had expected all the employees that I had contact with were completely professional, competent and caring. All correspondence... read more

    Jim Smith Avatar Jim Smith

    I can’t thank you enough for being so easy to work with. Fatima is knowledgeable and personal.The loan process was smooth and quick, I, personally, have over 20... read more

    Yvette Ables Avatar Yvette Ables
  • I recently purchased my first home and the entire team at Humboldt Mortgage Company were patient, kind, informative, and responsive every step of the way! Fatima always made time... read more

    S Beery Avatar S Beery

    Such a wonderful team to work with, we struggled to get a loan to buy our house last year and then COVID hit.. We decided to not give up on... read more

    Shannon O’Dwyer Avatar Shannon O’Dwyer

    Working with Fatima Naylor at Humboldt Mortgage Company was a great experience. She expertly handled every detail of the mortgage process, ensuring a smooth and stress-free transaction. Her professionalism and... read more

    Craig Kirkpatrick Avatar Craig Kirkpatrick

    Thank you for your help 😉

    Magic Touch Avatar Magic Touch