Welcome to Humboldt Mortgage Company!

Humboldt Mortgage Company is the oldest mortgage company in northern California. Bob Lawton, owner and broker, has been manager and primary loan officer since 1983 and purchased the firm in 1997. We have been located at the same location for over 50 years, 2037 Harrison Avenue Eureka, CA 95501, next to Stars restaurant.

Start your home loan process here!

We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Eureka area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

What are your goals? We are committed to helping you reach them.

Two Humboldt Mortgage clients hugging in front of their brand new house.
  • Homebuyers

    We will help you find the right financing solutions to meet your needs.

  • Today's Rates

    Evaluate the current market conditions to determine if it is a favorable time to purchase or refinance.

  • Refinance

    We can help you lower your interest rate and lower your monthly payment.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

The Humboldt Mortgage team specializes in the following California Mortgage Loans:

  • Conventional Loans
  • |
  • Private Loans
  • |
  • Refinance Loans
  • |
  • Commercial Loans
  • |
  • Jumbo Loans
  • |
  • Reverse Mortgage Loans
  • |
  • FHA Loans
  • |
  • Non-QM Loans
  • |
  • VA Loans
  • |
  • School Teacher Down Payment Assistant Programs
  • |
  • USDA Loans
  • |
  • Physician Mortgage Loans

We love our clients, our clients love us too!

t was a pleasure working with Humboldt Mortgage Company. They pulled off a 30 day escrow with aplomb and answered all my questions quickly. I would definitely recommend them.

Cory M.

Bob Lawton is the most important person we’ve met in the last year. His sincere confidence helped hammer our square peg in the round hole of loan qualifications. He has and continues to help us become more “normal” for refinancing purposes.

Solomon & Katie

Thank you, Bob, for being thorough and understanding and helpful to us in understanding the process. Thank you, too, for a great rate that improves our family’s financial position.

Jacqueline D.