What is an USDA Loan?
A USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program, which is backed by the United States Department of Agriculture (USDA). If you are looking to buy a home in Eureka, McKinleyville, Arcata or Fortuna as well as the entire state of California, contact us today at 707-445-3027 or fill out quick quote.
Advantages of USDA Loans
- 0% down payment
- Refinance your home up to 100% of the value
- No maximum loan amount
- Reserves not required
- 100% borrower’s cash to close may come from gift funds
USDA Loan Eligibility
- Rural areas only (Outside Eureka Area)
- Income guidelines apply
- Owner occupied only
- Minimum credit score 620
Qualify for an USDA Loan Today
If you are are seeking a no down payment mortgage in Arcata, McKinleyville, Fortuna or anywhere in California we can help. We are committed to helping California realize the dream of home ownership. For more information on USDA loans or how to get started contact us today at 707-445-3027 or fill out the quick quote.