In today’s digital age, privacy concerns are more pertinent than ever. At Humboldt Mortgage, we understand the importance of transparency and respect when it comes to handling your personal information. That’s why we want to inform you about your rights and options regarding the sharing of your information. Credit reporting agencies may share the fact that your credit was pulled for a loan application with other loan brokers. This practice, referred to as trigger leads, is legal and is beyond the control of Humboldt Mortgage Company or any other financial institution that pulls credit reports. This can result in our clients being inundated with calls and emails from unscrupulous brokers.

OptOutPrescreen.com processes requests for consumers to opt out of firm offers of credit. If you do not want to receive prescreened offers of credit, call 1-888-5-OPTOUT (1-888-567-8688) or visit the website at OptOutPrescreen.com. When you choose to opt-out, consumer credit reporting companies such as Equifax, Experian, TransUnion and Innovis are prevented from including your credit file information on lists used by creditors to make firm offers of credit that are not initiated by you.

On the website, you will have the option to opt-out from receiving offers for five (5) years. To complete this process, you will need to share some personal information, such as your name, Social Security Number and/or date of birth to submit your request online.

If you would like to request a permanent opt-out, you will need to fill out the form electronically and mail it in to the address provided. You can locate the form online at the website OptOutPrescreen.com or call 1-888-567-8688.

At Humboldt Mortgage, we don’t rely on trigger leads to drive our business, instead focusing on providing exceptional service that keeps our clients coming back and referring their friends and family to us.

We take pride in the quality of our services and the relationships we build with our clients. Your satisfaction is our greatest reward, and we’re grateful for the trust you place in us. Rest assured, your privacy and security will always be our top priorities.

Thank you for choosing Humboldt Mortgage. We’re here to serve you, every step of the way.